Skip to content
Cashback on each transaction — recharges, bills & more
Trusted by 1.8 lakh+ Indians

Recharge & pay bills in seconds

Mobile, electricity, DTH, credit card and more — all your bills in one place, powered by BBPS.

Bank-grade 256-bit encryption. We never share your data.

  • Instant confirmation
  • 23+ billers supported
  • Bank-grade security

Pay for anything, instantly

Instant
Mobile
Electricity
DTH
Credit Card
Broadband
Water

Features

Everything you need, one checkout away

Fast recharges and effortless bill payments — all in one place.

Instant payments

Recharges and bill payments confirmed in seconds — no waiting, no manual bank transfers.

23+ billers, one place

Mobile, electricity, DTH, credit card, broadband and more — all through a single BBPS-powered checkout.

Simple UPI checkout

Pay directly from your UPI ID — no card numbers to type, no new app to install.

Never miss a due date

Keep every bill and payment in one history, so nothing slips through the cracks.

Cashback on every payment

Earn cashback on each recharge or bill payment you make — automatically.

Bank-grade security

256-bit encryption and ISO 27001 certified infrastructure. Your data is never sold.

Why CreditSphere

One app for every bill

Fast, secure, and rewarding — here's what you get every time you pay.

0+

billers supported across categories

0s

avg. time to confirm a payment

0

cashback on each transaction

Save time, every month

No more juggling separate apps or bank logins — recharge and pay every bill from one place.

Never pay late

Keep track of every biller and due date in one payment history, so nothing gets missed.

Secure by design

Payments run through BBPS and UPI — the same rails banks use — with bank-grade encryption.

Cashback on every payment

Earn cashback on each recharge or bill payment you make.

One history, every bill

Mobile, electricity, DTH, credit card and more — all your receipts, searchable in one place.

Works with any UPI app

Google Pay, PhonePe, Paytm or your bank's app — pay with the UPI ID you already use.

How it works

Pay any bill in 3 simple steps

No paperwork, no waiting. Recharge or pay any bill in under a minute.

01

Log in with OTP

Just your mobile number and a one-time code — no forms, no waiting for approval.

02

Pick a biller & amount

Choose from mobile, electricity, DTH, credit card and more — enter the details and the amount due.

03

Pay instantly via UPI

Confirm with your UPI ID and you're done — instant confirmation, saved to your payment history.

Testimonials

Loved by people across India

See how CreditSphere is making recharges and bill payments effortless.

"I pay my electricity and mobile bills here every month now. It's genuinely the fastest checkout I've used."

P

Priya Nair

Product Designer, Bengaluru

"Having every bill — DTH, broadband, credit card — in one payment history is such a relief. No more missed due dates."

R

Rohan Mehta

Software Engineer, Pune

"Simple UPI checkout, instant confirmation, and the cashback is a nice bonus. Exactly what I wanted."

S

Sneha Reddy

Entrepreneur, Hyderabad

FAQ

Questions, answered

Everything you need to know about recharges and bill payments.

Still have questions? View all FAQs or contact us.

Recharge & pay bills. Get rewarded.

Join 1.8 lakh+ Indians who recharge and pay bills instantly with CreditSphere. No hidden charges, cashback on each transaction.